My Business Experience > Financial Analysis

My finance experience has encompassed, business performance measurement, analysis, ROI, forecasting, metrics, modeling, reporting, operations and the importance of technology within business environments, providing me with the tools and knowledge to readily understand the implications that strategic business decisions have on quantitative results and financial health.

Analyzed and forecasted Balance Sheets and Income and Cash Flow Statements of manufacturing, retail, and service companies
Conducted industry comparisons
Evaluated the performance of subsidiary banks relative to strategic plans
Prepared analytical reports used in Director and Shareholder meetings
Prepared graphical trend analysis reports to estimate loan demand, assets, liabilities, and interest rates
Constructed asset and liability analysis models
Constructed loan and investment portfolio analysis models
Assessed collateral values
Recommended loan structures
Prepared commercial loan documents and processed loan accounting transactions
Investigated credit references and history
Formed the foundations of a credit analysis and loan review department
Initiated the creation of a consolidated Loan Services Department which reduced costs and improved efficiency
Experience utilizing the M&I Data Systems including Deposits, Loans, CIS, and Financial Control
Designed, budgeted, proposed, purchased, and installed centralized PC systems Designed, budgeted, proposed, purchased, and installed a centralized PC system capable of processing business documents at remote locations which significantly reduced errors while decreasing document processing costs